/** * REST API: WP_REST_Comments_Controller class * * @package WordPress * @subpackage REST_API * @since 4.7.0 */ /** * Core controller used to access comments via the REST API. * * @since 4.7.0 * * @see WP_REST_Controller */ class WP_REST_Comments_Controller extends WP_REST_Controller { /** * Instance of a comment meta fields object. * * @since 4.7.0 * @var WP_REST_Comment_Meta_Fields */ protected $meta; /** * Constructor. * * @since 4.7.0 */ public function __construct() { $this->namespace = 'wp/v2'; $this->rest_base = 'comments'; $this->meta = new WP_REST_Comment_Meta_Fields(); } /** * Registers the routes for comments. * * @since 4.7.0 * * @see register_rest_route() */ public function register_routes() { register_rest_route( $this->namespace, '/' . $this->rest_base, array( array( 'methods' => WP_REST_Server::READABLE, 'callback' => array( $this, 'get_items' ), 'permission_callback' => array( $this, 'get_items_permissions_check' ), 'args' => $this->get_collection_params(), ), array( 'methods' => WP_REST_Server::CREATABLE, 'callback' => array( $this, 'create_item' ), 'permission_callback' => array( $this, 'create_item_permissions_check' ), 'args' => $this->get_endpoint_args_for_item_schema( WP_REST_Server::CREATABLE ), ), 'schema' => array( $this, 'get_public_item_schema' ), ) ); register_rest_route( $this->namespace, '/' . $this->rest_base . '/(?P[\d]+)', array( 'args' => array( 'id' => array( 'description' => __( 'Unique identifier for the comment.' ), 'type' => 'integer', ), ), array( 'methods' => WP_REST_Server::READABLE, 'callback' => array( $this, 'get_item' ), 'permission_callback' => array( $this, 'get_item_permissions_check' ), 'args' => array( 'context' => $this->get_context_param( array( 'default' => 'view' ) ), 'password' => array( 'description' => __( 'The password for the parent post of the comment (if the post is password protected).' ), 'type' => 'string', ), ), ), array( 'methods' => WP_REST_Server::EDITABLE, 'callback' => array( $this, 'update_item' ), 'permission_callback' => array( $this, 'update_item_permissions_check' ), 'args' => $this->get_endpoint_args_for_item_schema( WP_REST_Server::EDITABLE ), ), array( 'methods' => WP_REST_Server::DELETABLE, 'callback' => array( $this, 'delete_item' ), 'permission_callback' => array( $this, 'delete_item_permissions_check' ), 'args' => array( 'force' => array( 'type' => 'boolean', 'default' => false, 'description' => __( 'Whether to bypass Trash and force deletion.' ), ), 'password' => array( 'description' => __( 'The password for the parent post of the comment (if the post is password protected).' ), 'type' => 'string', ), ), ), 'schema' => array( $this, 'get_public_item_schema' ), ) ); } /** * Checks if a given request has access to read comments. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return true|WP_Error True if the request has read access, error object otherwise. */ public function get_items_permissions_check( $request ) { if ( ! empty( $request['post'] ) ) { foreach ( (array) $request['post'] as $post_id ) { $post = get_post( $post_id ); if ( ! empty( $post_id ) && $post && ! $this->check_read_post_permission( $post, $request ) ) { return new WP_Error( 'rest_cannot_read_post', __( 'Sorry, you are not allowed to read the post for this comment.' ), array( 'status' => rest_authorization_required_code() ) ); } elseif ( 0 === $post_id && ! current_user_can( 'moderate_comments' ) ) { return new WP_Error( 'rest_cannot_read', __( 'Sorry, you are not allowed to read comments without a post.' ), array( 'status' => rest_authorization_required_code() ) ); } } } if ( ! empty( $request['context'] ) && 'edit' === $request['context'] && ! current_user_can( 'moderate_comments' ) ) { return new WP_Error( 'rest_forbidden_context', __( 'Sorry, you are not allowed to edit comments.' ), array( 'status' => rest_authorization_required_code() ) ); } if ( ! current_user_can( 'edit_posts' ) ) { $protected_params = array( 'author', 'author_exclude', 'author_email', 'type', 'status' ); $forbidden_params = array(); foreach ( $protected_params as $param ) { if ( 'status' === $param ) { if ( 'approve' !== $request[ $param ] ) { $forbidden_params[] = $param; } } elseif ( 'type' === $param ) { if ( 'comment' !== $request[ $param ] ) { $forbidden_params[] = $param; } } elseif ( ! empty( $request[ $param ] ) ) { $forbidden_params[] = $param; } } if ( ! empty( $forbidden_params ) ) { return new WP_Error( 'rest_forbidden_param', /* translators: %s: List of forbidden parameters. */ sprintf( __( 'Query parameter not permitted: %s' ), implode( ', ', $forbidden_params ) ), array( 'status' => rest_authorization_required_code() ) ); } } return true; } /** * Retrieves a list of comment items. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return WP_REST_Response|WP_Error Response object on success, or error object on failure. */ public function get_items( $request ) { // Retrieve the list of registered collection query parameters. $registered = $this->get_collection_params(); /* * This array defines mappings between public API query parameters whose * values are accepted as-passed, and their internal WP_Query parameter * name equivalents (some are the same). Only values which are also * present in $registered will be set. */ $parameter_mappings = array( 'author' => 'author__in', 'author_email' => 'author_email', 'author_exclude' => 'author__not_in', 'exclude' => 'comment__not_in', 'include' => 'comment__in', 'offset' => 'offset', 'order' => 'order', 'parent' => 'parent__in', 'parent_exclude' => 'parent__not_in', 'per_page' => 'number', 'post' => 'post__in', 'search' => 'search', 'status' => 'status', 'type' => 'type', ); $prepared_args = array(); /* * For each known parameter which is both registered and present in the request, * set the parameter's value on the query $prepared_args. */ foreach ( $parameter_mappings as $api_param => $wp_param ) { if ( isset( $registered[ $api_param ], $request[ $api_param ] ) ) { $prepared_args[ $wp_param ] = $request[ $api_param ]; } } // Ensure certain parameter values default to empty strings. foreach ( array( 'author_email', 'search' ) as $param ) { if ( ! isset( $prepared_args[ $param ] ) ) { $prepared_args[ $param ] = ''; } } if ( isset( $registered['orderby'] ) ) { $prepared_args['orderby'] = $this->normalize_query_param( $request['orderby'] ); } $prepared_args['no_found_rows'] = false; $prepared_args['update_comment_post_cache'] = true; $prepared_args['date_query'] = array(); // Set before into date query. Date query must be specified as an array of an array. if ( isset( $registered['before'], $request['before'] ) ) { $prepared_args['date_query'][0]['before'] = $request['before']; } // Set after into date query. Date query must be specified as an array of an array. if ( isset( $registered['after'], $request['after'] ) ) { $prepared_args['date_query'][0]['after'] = $request['after']; } if ( isset( $registered['page'] ) && empty( $request['offset'] ) ) { $prepared_args['offset'] = $prepared_args['number'] * ( absint( $request['page'] ) - 1 ); } /** * Filters WP_Comment_Query arguments when querying comments via the REST API. * * @since 4.7.0 * * @link https://developer.wordpress.org/reference/classes/wp_comment_query/ * * @param array $prepared_args Array of arguments for WP_Comment_Query. * @param WP_REST_Request $request The REST API request. */ $prepared_args = apply_filters( 'rest_comment_query', $prepared_args, $request ); $query = new WP_Comment_Query(); $query_result = $query->query( $prepared_args ); $comments = array(); foreach ( $query_result as $comment ) { if ( ! $this->check_read_permission( $comment, $request ) ) { continue; } $data = $this->prepare_item_for_response( $comment, $request ); $comments[] = $this->prepare_response_for_collection( $data ); } $total_comments = (int) $query->found_comments; $max_pages = (int) $query->max_num_pages; if ( $total_comments < 1 ) { // Out-of-bounds, run the query again without LIMIT for total count. unset( $prepared_args['number'], $prepared_args['offset'] ); $query = new WP_Comment_Query(); $prepared_args['count'] = true; $prepared_args['orderby'] = 'none'; $total_comments = $query->query( $prepared_args ); $max_pages = (int) ceil( $total_comments / $request['per_page'] ); } $response = rest_ensure_response( $comments ); $response->header( 'X-WP-Total', $total_comments ); $response->header( 'X-WP-TotalPages', $max_pages ); $base = add_query_arg( urlencode_deep( $request->get_query_params() ), rest_url( sprintf( '%s/%s', $this->namespace, $this->rest_base ) ) ); if ( $request['page'] > 1 ) { $prev_page = $request['page'] - 1; if ( $prev_page > $max_pages ) { $prev_page = $max_pages; } $prev_link = add_query_arg( 'page', $prev_page, $base ); $response->link_header( 'prev', $prev_link ); } if ( $max_pages > $request['page'] ) { $next_page = $request['page'] + 1; $next_link = add_query_arg( 'page', $next_page, $base ); $response->link_header( 'next', $next_link ); } return $response; } /** * Get the comment, if the ID is valid. * * @since 4.7.2 * * @param int $id Supplied ID. * @return WP_Comment|WP_Error Comment object if ID is valid, WP_Error otherwise. */ protected function get_comment( $id ) { $error = new WP_Error( 'rest_comment_invalid_id', __( 'Invalid comment ID.' ), array( 'status' => 404 ) ); if ( (int) $id <= 0 ) { return $error; } $id = (int) $id; $comment = get_comment( $id ); if ( empty( $comment ) ) { return $error; } if ( ! empty( $comment->comment_post_ID ) ) { $post = get_post( (int) $comment->comment_post_ID ); if ( empty( $post ) ) { return new WP_Error( 'rest_post_invalid_id', __( 'Invalid post ID.' ), array( 'status' => 404 ) ); } } return $comment; } /** * Checks if a given request has access to read the comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return true|WP_Error True if the request has read access for the item, error object otherwise. */ public function get_item_permissions_check( $request ) { $comment = $this->get_comment( $request['id'] ); if ( is_wp_error( $comment ) ) { return $comment; } if ( ! empty( $request['context'] ) && 'edit' === $request['context'] && ! current_user_can( 'moderate_comments' ) ) { return new WP_Error( 'rest_forbidden_context', __( 'Sorry, you are not allowed to edit comments.' ), array( 'status' => rest_authorization_required_code() ) ); } $post = get_post( $comment->comment_post_ID ); if ( ! $this->check_read_permission( $comment, $request ) ) { return new WP_Error( 'rest_cannot_read', __( 'Sorry, you are not allowed to read this comment.' ), array( 'status' => rest_authorization_required_code() ) ); } if ( $post && ! $this->check_read_post_permission( $post, $request ) ) { return new WP_Error( 'rest_cannot_read_post', __( 'Sorry, you are not allowed to read the post for this comment.' ), array( 'status' => rest_authorization_required_code() ) ); } return true; } /** * Retrieves a comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return WP_REST_Response|WP_Error Response object on success, or error object on failure. */ public function get_item( $request ) { $comment = $this->get_comment( $request['id'] ); if ( is_wp_error( $comment ) ) { return $comment; } $data = $this->prepare_item_for_response( $comment, $request ); $response = rest_ensure_response( $data ); return $response; } /** * Checks if a given request has access to create a comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return true|WP_Error True if the request has access to create items, error object otherwise. */ public function create_item_permissions_check( $request ) { if ( ! is_user_logged_in() ) { if ( get_option( 'comment_registration' ) ) { return new WP_Error( 'rest_comment_login_required', __( 'Sorry, you must be logged in to comment.' ), array( 'status' => 401 ) ); } /** * Filters whether comments can be created via the REST API without authentication. * * Enables creating comments for anonymous users. * * @since 4.7.0 * * @param bool $allow_anonymous Whether to allow anonymous comments to * be created. Default `false`. * @param WP_REST_Request $request Request used to generate the * response. */ $allow_anonymous = apply_filters( 'rest_allow_anonymous_comments', false, $request ); if ( ! $allow_anonymous ) { return new WP_Error( 'rest_comment_login_required', __( 'Sorry, you must be logged in to comment.' ), array( 'status' => 401 ) ); } } // Limit who can set comment `author`, `author_ip` or `status` to anything other than the default. if ( isset( $request['author'] ) && get_current_user_id() !== $request['author'] && ! current_user_can( 'moderate_comments' ) ) { return new WP_Error( 'rest_comment_invalid_author', /* translators: %s: Request parameter. */ sprintf( __( "Sorry, you are not allowed to edit '%s' for comments." ), 'author' ), array( 'status' => rest_authorization_required_code() ) ); } if ( isset( $request['author_ip'] ) && ! current_user_can( 'moderate_comments' ) ) { if ( empty( $_SERVER['REMOTE_ADDR'] ) || $request['author_ip'] !== $_SERVER['REMOTE_ADDR'] ) { return new WP_Error( 'rest_comment_invalid_author_ip', /* translators: %s: Request parameter. */ sprintf( __( "Sorry, you are not allowed to edit '%s' for comments." ), 'author_ip' ), array( 'status' => rest_authorization_required_code() ) ); } } if ( isset( $request['status'] ) && ! current_user_can( 'moderate_comments' ) ) { return new WP_Error( 'rest_comment_invalid_status', /* translators: %s: Request parameter. */ sprintf( __( "Sorry, you are not allowed to edit '%s' for comments." ), 'status' ), array( 'status' => rest_authorization_required_code() ) ); } if ( empty( $request['post'] ) ) { return new WP_Error( 'rest_comment_invalid_post_id', __( 'Sorry, you are not allowed to create this comment without a post.' ), array( 'status' => 403 ) ); } $post = get_post( (int) $request['post'] ); if ( ! $post ) { return new WP_Error( 'rest_comment_invalid_post_id', __( 'Sorry, you are not allowed to create this comment without a post.' ), array( 'status' => 403 ) ); } if ( 'draft' === $post->post_status ) { return new WP_Error( 'rest_comment_draft_post', __( 'Sorry, you are not allowed to create a comment on this post.' ), array( 'status' => 403 ) ); } if ( 'trash' === $post->post_status ) { return new WP_Error( 'rest_comment_trash_post', __( 'Sorry, you are not allowed to create a comment on this post.' ), array( 'status' => 403 ) ); } if ( ! $this->check_read_post_permission( $post, $request ) ) { return new WP_Error( 'rest_cannot_read_post', __( 'Sorry, you are not allowed to read the post for this comment.' ), array( 'status' => rest_authorization_required_code() ) ); } if ( ! comments_open( $post->ID ) ) { return new WP_Error( 'rest_comment_closed', __( 'Sorry, comments are closed for this item.' ), array( 'status' => 403 ) ); } return true; } /** * Creates a comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return WP_REST_Response|WP_Error Response object on success, or error object on failure. */ public function create_item( $request ) { if ( ! empty( $request['id'] ) ) { return new WP_Error( 'rest_comment_exists', __( 'Cannot create existing comment.' ), array( 'status' => 400 ) ); } // Do not allow comments to be created with a non-default type. if ( ! empty( $request['type'] ) && 'comment' !== $request['type'] ) { return new WP_Error( 'rest_invalid_comment_type', __( 'Cannot create a comment with that type.' ), array( 'status' => 400 ) ); } $prepared_comment = $this->prepare_item_for_database( $request ); if ( is_wp_error( $prepared_comment ) ) { return $prepared_comment; } $prepared_comment['comment_type'] = 'comment'; if ( ! isset( $prepared_comment['comment_content'] ) ) { $prepared_comment['comment_content'] = ''; } if ( ! $this->check_is_comment_content_allowed( $prepared_comment ) ) { return new WP_Error( 'rest_comment_content_invalid', __( 'Invalid comment content.' ), array( 'status' => 400 ) ); } // Setting remaining values before wp_insert_comment so we can use wp_allow_comment(). if ( ! isset( $prepared_comment['comment_date_gmt'] ) ) { $prepared_comment['comment_date_gmt'] = current_time( 'mysql', true ); } // Set author data if the user's logged in. $missing_author = empty( $prepared_comment['user_id'] ) && empty( $prepared_comment['comment_author'] ) && empty( $prepared_comment['comment_author_email'] ) && empty( $prepared_comment['comment_author_url'] ); if ( is_user_logged_in() && $missing_author ) { $user = wp_get_current_user(); $prepared_comment['user_id'] = $user->ID; $prepared_comment['comment_author'] = $user->display_name; $prepared_comment['comment_author_email'] = $user->user_email; $prepared_comment['comment_author_url'] = $user->user_url; } // Honor the discussion setting that requires a name and email address of the comment author. if ( get_option( 'require_name_email' ) ) { if ( empty( $prepared_comment['comment_author'] ) || empty( $prepared_comment['comment_author_email'] ) ) { return new WP_Error( 'rest_comment_author_data_required', __( 'Creating a comment requires valid author name and email values.' ), array( 'status' => 400 ) ); } } if ( ! isset( $prepared_comment['comment_author_email'] ) ) { $prepared_comment['comment_author_email'] = ''; } if ( ! isset( $prepared_comment['comment_author_url'] ) ) { $prepared_comment['comment_author_url'] = ''; } if ( ! isset( $prepared_comment['comment_agent'] ) ) { $prepared_comment['comment_agent'] = ''; } $check_comment_lengths = wp_check_comment_data_max_lengths( $prepared_comment ); if ( is_wp_error( $check_comment_lengths ) ) { $error_code = $check_comment_lengths->get_error_code(); return new WP_Error( $error_code, __( 'Comment field exceeds maximum length allowed.' ), array( 'status' => 400 ) ); } $prepared_comment['comment_approved'] = wp_allow_comment( $prepared_comment, true ); if ( is_wp_error( $prepared_comment['comment_approved'] ) ) { $error_code = $prepared_comment['comment_approved']->get_error_code(); $error_message = $prepared_comment['comment_approved']->get_error_message(); if ( 'comment_duplicate' === $error_code ) { return new WP_Error( $error_code, $error_message, array( 'status' => 409 ) ); } if ( 'comment_flood' === $error_code ) { return new WP_Error( $error_code, $error_message, array( 'status' => 400 ) ); } return $prepared_comment['comment_approved']; } /** * Filters a comment before it is inserted via the REST API. * * Allows modification of the comment right before it is inserted via wp_insert_comment(). * Returning a WP_Error value from the filter will short-circuit insertion and allow * skipping further processing. * * @since 4.7.0 * @since 4.8.0 `$prepared_comment` can now be a WP_Error to short-circuit insertion. * * @param array|WP_Error $prepared_comment The prepared comment data for wp_insert_comment(). * @param WP_REST_Request $request Request used to insert the comment. */ $prepared_comment = apply_filters( 'rest_pre_insert_comment', $prepared_comment, $request ); if ( is_wp_error( $prepared_comment ) ) { return $prepared_comment; } $comment_id = wp_insert_comment( wp_filter_comment( wp_slash( (array) $prepared_comment ) ) ); if ( ! $comment_id ) { return new WP_Error( 'rest_comment_failed_create', __( 'Creating comment failed.' ), array( 'status' => 500 ) ); } if ( isset( $request['status'] ) ) { $this->handle_status_param( $request['status'], $comment_id ); } $comment = get_comment( $comment_id ); /** * Fires after a comment is created or updated via the REST API. * * @since 4.7.0 * * @param WP_Comment $comment Inserted or updated comment object. * @param WP_REST_Request $request Request object. * @param bool $creating True when creating a comment, false * when updating. */ do_action( 'rest_insert_comment', $comment, $request, true ); $schema = $this->get_item_schema(); if ( ! empty( $schema['properties']['meta'] ) && isset( $request['meta'] ) ) { $meta_update = $this->meta->update_value( $request['meta'], $comment_id ); if ( is_wp_error( $meta_update ) ) { return $meta_update; } } $fields_update = $this->update_additional_fields_for_object( $comment, $request ); if ( is_wp_error( $fields_update ) ) { return $fields_update; } $context = current_user_can( 'moderate_comments' ) ? 'edit' : 'view'; $request->set_param( 'context', $context ); /** * Fires completely after a comment is created or updated via the REST API. * * @since 5.0.0 * * @param WP_Comment $comment Inserted or updated comment object. * @param WP_REST_Request $request Request object. * @param bool $creating True when creating a comment, false * when updating. */ do_action( 'rest_after_insert_comment', $comment, $request, true ); $response = $this->prepare_item_for_response( $comment, $request ); $response = rest_ensure_response( $response ); $response->set_status( 201 ); $response->header( 'Location', rest_url( sprintf( '%s/%s/%d', $this->namespace, $this->rest_base, $comment_id ) ) ); return $response; } /** * Checks if a given REST request has access to update a comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return true|WP_Error True if the request has access to update the item, error object otherwise. */ public function update_item_permissions_check( $request ) { $comment = $this->get_comment( $request['id'] ); if ( is_wp_error( $comment ) ) { return $comment; } if ( ! $this->check_edit_permission( $comment ) ) { return new WP_Error( 'rest_cannot_edit', __( 'Sorry, you are not allowed to edit this comment.' ), array( 'status' => rest_authorization_required_code() ) ); } return true; } /** * Updates a comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return WP_REST_Response|WP_Error Response object on success, or error object on failure. */ public function update_item( $request ) { $comment = $this->get_comment( $request['id'] ); if ( is_wp_error( $comment ) ) { return $comment; } $id = $comment->comment_ID; if ( isset( $request['type'] ) && get_comment_type( $id ) !== $request['type'] ) { return new WP_Error( 'rest_comment_invalid_type', __( 'Sorry, you are not allowed to change the comment type.' ), array( 'status' => 404 ) ); } $prepared_args = $this->prepare_item_for_database( $request ); if ( is_wp_error( $prepared_args ) ) { return $prepared_args; } if ( ! empty( $prepared_args['comment_post_ID'] ) ) { $post = get_post( $prepared_args['comment_post_ID'] ); if ( empty( $post ) ) { return new WP_Error( 'rest_comment_invalid_post_id', __( 'Invalid post ID.' ), array( 'status' => 403 ) ); } } if ( empty( $prepared_args ) && isset( $request['status'] ) ) { // Only the comment status is being changed. $change = $this->handle_status_param( $request['status'], $id ); if ( ! $change ) { return new WP_Error( 'rest_comment_failed_edit', __( 'Updating comment status failed.' ), array( 'status' => 500 ) ); } } elseif ( ! empty( $prepared_args ) ) { if ( is_wp_error( $prepared_args ) ) { return $prepared_args; } if ( isset( $prepared_args['comment_content'] ) && empty( $prepared_args['comment_content'] ) ) { return new WP_Error( 'rest_comment_content_invalid', __( 'Invalid comment content.' ), array( 'status' => 400 ) ); } $prepared_args['comment_ID'] = $id; $check_comment_lengths = wp_check_comment_data_max_lengths( $prepared_args ); if ( is_wp_error( $check_comment_lengths ) ) { $error_code = $check_comment_lengths->get_error_code(); return new WP_Error( $error_code, __( 'Comment field exceeds maximum length allowed.' ), array( 'status' => 400 ) ); } $updated = wp_update_comment( wp_slash( (array) $prepared_args ), true ); if ( is_wp_error( $updated ) ) { return new WP_Error( 'rest_comment_failed_edit', __( 'Updating comment failed.' ), array( 'status' => 500 ) ); } if ( isset( $request['status'] ) ) { $this->handle_status_param( $request['status'], $id ); } } $comment = get_comment( $id ); /** This action is documented in wp-includes/rest-api/endpoints/class-wp-rest-comments-controller.php */ do_action( 'rest_insert_comment', $comment, $request, false ); $schema = $this->get_item_schema(); if ( ! empty( $schema['properties']['meta'] ) && isset( $request['meta'] ) ) { $meta_update = $this->meta->update_value( $request['meta'], $id ); if ( is_wp_error( $meta_update ) ) { return $meta_update; } } $fields_update = $this->update_additional_fields_for_object( $comment, $request ); if ( is_wp_error( $fields_update ) ) { return $fields_update; } $request->set_param( 'context', 'edit' ); /** This action is documented in wp-includes/rest-api/endpoints/class-wp-rest-comments-controller.php */ do_action( 'rest_after_insert_comment', $comment, $request, false ); $response = $this->prepare_item_for_response( $comment, $request ); return rest_ensure_response( $response ); } /** * Checks if a given request has access to delete a comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return true|WP_Error True if the request has access to delete the item, error object otherwise. */ public function delete_item_permissions_check( $request ) { $comment = $this->get_comment( $request['id'] ); if ( is_wp_error( $comment ) ) { return $comment; } if ( ! $this->check_edit_permission( $comment ) ) { return new WP_Error( 'rest_cannot_delete', __( 'Sorry, you are not allowed to delete this comment.' ), array( 'status' => rest_authorization_required_code() ) ); } return true; } /** * Deletes a comment. * * @since 4.7.0 * * @param WP_REST_Request $request Full details about the request. * @return WP_REST_Response|WP_Error Response object on success, or error object on failure. */ public function delete_item( $request ) { $comment = $this->get_comment( $request['id'] ); if ( is_wp_error( $comment ) ) { return $comment; } $force = isset( $request['force'] ) ? (bool) $request['force'] : false; /** * Filters whether a comment can be trashed via the REST API. * * Return false to disable trash support for the comment. * * @since 4.7.0 * * @param bool $supports_trash Whether the comment supports trashing. * @param WP_Comment $comment The comment object being considered for trashing support. */ $supports_trash = apply_filters( 'rest_comment_trashable', ( EMPTY_TRASH_DAYS > 0 ), $comment ); $request->set_param( 'context', 'edit' ); if ( $force ) { $previous = $this->prepare_item_for_response( $comment, $request ); $result = wp_delete_comment( $comment->comment_ID, true ); $response = new WP_REST_Response(); $response->set_data( array( 'deleted' => true, 'previous' => $previous->get_data(), ) ); } else { // If this type doesn't support trashing, error out. if ( ! $supports_trash ) { return new WP_Error( 'rest_trash_not_supported', /* translators: %s: force=true */ sprintf( __( "The comment does not support trashing. Set '%s' to delete." ), 'force=true' ), array( 'status' => 501 ) ); } if ( 'trash' === $comment->comment_approved ) { return new WP_Error( 'rest_already_trashed', __( 'The comment has already been trashed.' ), array( 'status' => 410 ) ); } $result = wp_trash_comment( $comment->comment_ID ); $comment = get_comment( $comment->comment_ID ); $response = $this->prepare_item_for_response( $comment, $request ); } if ( ! $result ) { return new WP_Error( 'rest_cannot_delete', __( 'The comment cannot be deleted.' ), array( 'status' => 500 ) ); } /** * Fires after a comment is deleted via the REST API. * * @since 4.7.0 * * @param WP_Comment $comment The deleted comment data. * @param WP_REST_Response $response The response returned from the API. * @param WP_REST_Request $request The request sent to the API. */ do_action( 'rest_delete_comment', $comment, $response, $request ); return $response; } /** * Prepares a single comment output for response. * * @since 4.7.0 * @since 5.9.0 Renamed `$comment` to `$item` to match parent class for PHP 8 named parameter support. * * @param WP_Comment $item Comment object. * @param WP_REST_Request $request Request object. * @return WP_REST_Response Response object. */ public function prepare_item_for_response( $item, $request ) { // Restores the more descriptive, specific name for use within this method. $comment = $item; $fields = $this->get_fields_for_response( $request ); $data = array(); if ( in_array( 'id', $fields, true ) ) { $data['id'] = (int) $comment->comment_ID; } if ( in_array( 'post', $fields, true ) ) { $data['post'] = (int) $comment->comment_post_ID; } if ( in_array( 'parent', $fields, true ) ) { $data['parent'] = (int) $comment->comment_parent; } if ( in_array( 'author', $fields, true ) ) { $data['author'] = (int) $comment->user_id; } if ( in_array( 'author_name', $fields, true ) ) { $data['author_name'] = $comment->comment_author; } if ( in_array( 'author_email', $fields, true ) ) { $data['author_email'] = $comment->comment_author_email; } if ( in_array( 'author_url', $fields, true ) ) { $data['author_url'] = $comment->comment_author_url; } if ( in_array( 'author_ip', $fields, true ) ) { $data['author_ip'] = $comment->comment_author_IP; } if ( in_array( 'author_user_agent', $fields, true ) ) { $data['author_user_agent'] = $comment->comment_agent; } if ( in_array( 'date', $fields, true ) ) { $data['date'] = mysql_to_rfc3339( $comment->comment_date ); } if ( in_array( 'date_gmt', $fields, true ) ) { $data['date_gmt'] = mysql_to_rfc3339( $comment->comment_date_gmt ); } if ( in_array( 'content', $fields, true ) ) { $data['content'] = array( /** This filter is documented in wp-includes/comment-template.php */ 'rendered' => apply_filters( 'comment_text', $comment->comment_content, $comment, array() ), 'raw' => $comment->comment_content, ); } if ( in_array( 'link', $fields, true ) ) { $data['link'] = get_comment_link( $comment ); } if ( in_array( 'status', $fields, true ) ) { $data['status'] = $this->prepare_status_response( $comment->comment_approved ); } if ( in_array( 'type', $fields, true ) ) { $data['type'] = get_comment_type( $comment->comment_ID ); } if ( in_array( 'author_avatar_urls', $fields, true ) ) { $data['author_avatar_urls'] = rest_get_avatar_urls( $comment ); } if ( in_array( 'meta', $fields, true ) ) { $data['meta'] = $this->meta->get_value( $comment->comment_ID, $request ); } $context = ! empty( $request['context'] ) ? $request['context'] : 'view'; $data = $this->add_additional_fields_to_object( $data, $request ); $data = $this->filter_response_by_context( $data, $context ); // Wrap the data in a response object. $response = rest_ensure_response( $data ); if ( rest_is_field_included( '_links', $fields ) || rest_is_field_included( '_embedded', $fields ) ) { $response->add_links( $this->prepare_links( $comment ) ); } /** * Filters a comment returned from the REST API. * * Allows modification of the comment right before it is returned. * * @since 4.7.0 * * @param WP_REST_Response $response The response object. * @param WP_Comment $comment The original comment object. * @param WP_REST_Request $request Request used to generate the response. */ return apply_filters( 'rest_prepare_comment', $response, $comment, $request ); } /** * Prepares links for the request. * * @since 4.7.0 * * @param WP_Comment $comment Comment object. * @return array Links for the given comment. */ protected function prepare_links( $comment ) { $links = array( 'self' => array( 'href' => rest_url( sprintf( '%s/%s/%d', $this->namespace, $this->rest_base, $comment->comment_ID ) ), ), 'collection' => array( 'href' => rest_url( sprintf( '%s/%s', $this->namespace, $this->rest_base ) ), ), ); if ( 0 !== (int) $comment->user_id ) { $links['author'] = array( 'href' => rest_url( 'wp/v2/users/' . $comment->user_id ), 'embeddable' => true, ); } if ( 0 !== (int) $comment->comment_post_ID ) { $post = get_post( $comment->comment_post_ID ); $post_route = rest_get_route_for_post( $post ); if ( ! empty( $post->ID ) && $post_route ) { $links['up'] = array( 'href' => rest_url( $post_route ), 'embeddable' => true, 'post_type' => $post->post_type, ); } } if ( 0 !== (int) $comment->comment_parent ) { $links['in-reply-to'] = array( 'href' => rest_url( sprintf( '%s/%s/%d', $this->namespace, $this->rest_base, $comment->comment_parent ) ), 'embeddable' => true, ); } // Only grab one comment to verify the comment has children. $comment_children = $comment->get_children( array( 'count' => true, 'orderby' => 'none', ) ); if ( ! empty( $comment_children ) ) { $args = array( 'parent' => $comment->comment_ID, ); $rest_url = add_query_arg( $args, rest_url( $this->namespace . '/' . $this->rest_base ) ); $links['children'] = array( 'href' => $rest_url, 'embeddable' => true, ); } return $links; } /** * Prepends internal property prefix to query parameters to match our response fields. * * @since 4.7.0 * * @param string $query_param Query parameter. * @return string The normalized query parameter. */ protected function normalize_query_param( $query_param ) { $prefix = 'comment_'; switch ( $query_param ) { case 'id': $normalized = $prefix . 'ID'; break; case 'post': $normalized = $prefix . 'post_ID'; break; case 'parent': $normalized = $prefix . 'parent'; break; case 'include': $normalized = 'comment__in'; break; default: $normalized = $prefix . $query_param; break; } return $normalized; } /** * Checks comment_approved to set comment status for single comment output. * * @since 4.7.0 * * @param string|int $comment_approved comment status. * @return string Comment status. */ protected function prepare_status_response( $comment_approved ) { switch ( $comment_approved ) { case 'hold': case '0': $status = 'hold'; break; case 'approve': case '1': $status = 'approved'; break; case 'spam': case 'trash': default: $status = $comment_approved; break; } return $status; } /** * Prepares a single comment to be inserted into the database. * * @since 4.7.0 * * @param WP_REST_Request $request Request object. * @return array|WP_Error Prepared comment, otherwise WP_Error object. */ protected function prepare_item_for_database( $request ) { $prepared_comment = array(); /* * Allow the comment_content to be set via the 'content' or * the 'content.raw' properties of the Request object. */ if ( isset( $request['content'] ) && is_string( $request['content'] ) ) { $prepared_comment['comment_content'] = trim( $request['content'] ); } elseif ( isset( $request['content']['raw'] ) && is_string( $request['content']['raw'] ) ) { $prepared_comment['comment_content'] = trim( $request['content']['raw'] ); } if ( isset( $request['post'] ) ) { $prepared_comment['comment_post_ID'] = (int) $request['post']; } if ( isset( $request['parent'] ) ) { $prepared_comment['comment_parent'] = $request['parent']; } if ( isset( $request['author'] ) ) { $user = new WP_User( $request['author'] ); if ( $user->exists() ) { $prepared_comment['user_id'] = $user->ID; $prepared_comment['comment_author'] = $user->display_name; $prepared_comment['comment_author_email'] = $user->user_email; $prepared_comment['comment_author_url'] = $user->user_url; } else { return new WP_Error( 'rest_comment_author_invalid', __( 'Invalid comment author ID.' ), array( 'status' => 400 ) ); } } if ( isset( $request['author_name'] ) ) { $prepared_comment['comment_author'] = $request['author_name']; } if ( isset( $request['author_email'] ) ) { $prepared_comment['comment_author_email'] = $request['author_email']; } if ( isset( $request['author_url'] ) ) { $prepared_comment['comment_author_url'] = $request['author_url']; } if ( isset( $request['author_ip'] ) && current_user_can( 'moderate_comments' ) ) { $prepared_comment['comment_author_IP'] = $request['author_ip']; } elseif ( ! empty( $_SERVER['REMOTE_ADDR'] ) && rest_is_ip_address( $_SERVER['REMOTE_ADDR'] ) ) { $prepared_comment['comment_author_IP'] = $_SERVER['REMOTE_ADDR']; } else { $prepared_comment['comment_author_IP'] = '127.0.0.1'; } if ( ! empty( $request['author_user_agent'] ) ) { $prepared_comment['comment_agent'] = $request['author_user_agent']; } elseif ( $request->get_header( 'user_agent' ) ) { $prepared_comment['comment_agent'] = $request->get_header( 'user_agent' ); } if ( ! empty( $request['date'] ) ) { $date_data = rest_get_date_with_gmt( $request['date'] ); if ( ! empty( $date_data ) ) { list( $prepared_comment['comment_date'], $prepared_comment['comment_date_gmt'] ) = $date_data; } } elseif ( ! empty( $request['date_gmt'] ) ) { $date_data = rest_get_date_with_gmt( $request['date_gmt'], true ); if ( ! empty( $date_data ) ) { list( $prepared_comment['comment_date'], $prepared_comment['comment_date_gmt'] ) = $date_data; } } /** * Filters a comment added via the REST API after it is prepared for insertion into the database. * * Allows modification of the comment right after it is prepared for the database. * * @since 4.7.0 * * @param array $prepared_comment The prepared comment data for `wp_insert_comment`. * @param WP_REST_Request $request The current request. */ return apply_filters( 'rest_preprocess_comment', $prepared_comment, $request ); } /** * Retrieves the comment's schema, conforming to JSON Schema. * * @since 4.7.0 * * @return array */ public function get_item_schema() { if ( $this->schema ) { return $this->add_additional_fields_schema( $this->schema ); } $schema = array( '$schema' => 'http://json-schema.org/draft-04/schema#', 'title' => 'comment', 'type' => 'object', 'properties' => array( 'id' => array( 'description' => __( 'Unique identifier for the comment.' ), 'type' => 'integer', 'context' => array( 'view', 'edit', 'embed' ), 'readonly' => true, ), 'author' => array( 'description' => __( 'The ID of the user object, if author was a user.' ), 'type' => 'integer', 'context' => array( 'view', 'edit', 'embed' ), ), 'author_email' => array( 'description' => __( 'Email address for the comment author.' ), 'type' => 'string', 'format' => 'email', 'context' => array( 'edit' ), 'arg_options' => array( 'sanitize_callback' => array( $this, 'check_comment_author_email' ), 'validate_callback' => null, // Skip built-in validation of 'email'. ), ), 'author_ip' => array( 'description' => __( 'IP address for the comment author.' ), 'type' => 'string', 'format' => 'ip', 'context' => array( 'edit' ), ), 'author_name' => array( 'description' => __( 'Display name for the comment author.' ), 'type' => 'string', 'context' => array( 'view', 'edit', 'embed' ), 'arg_options' => array( 'sanitize_callback' => 'sanitize_text_field', ), ), 'author_url' => array( 'description' => __( 'URL for the comment author.' ), 'type' => 'string', 'format' => 'uri', 'context' => array( 'view', 'edit', 'embed' ), ), 'author_user_agent' => array( 'description' => __( 'User agent for the comment author.' ), 'type' => 'string', 'context' => array( 'edit' ), 'arg_options' => array( 'sanitize_callback' => 'sanitize_text_field', ), ), 'content' => array( 'description' => __( 'The content for the comment.' ), 'type' => 'object', 'context' => array( 'view', 'edit', 'embed' ), 'arg_options' => array( 'sanitize_callback' => null, // Note: sanitization implemented in self::prepare_item_for_database(). 'validate_callback' => null, // Note: validation implemented in self::prepare_item_for_database(). ), 'properties' => array( 'raw' => array( 'description' => __( 'Content for the comment, as it exists in the database.' ), 'type' => 'string', 'context' => array( 'edit' ), ), 'rendered' => array( 'description' => __( 'HTML content for the comment, transformed for display.' ), 'type' => 'string', 'context' => array( 'view', 'edit', 'embed' ), 'readonly' => true, ), ), ), 'date' => array( 'description' => __( "The date the comment was published, in the site's timezone." ), 'type' => 'string', 'format' => 'date-time', 'context' => array( 'view', 'edit', 'embed' ), ), 'date_gmt' => array( 'description' => __( 'The date the comment was published, as GMT.' ), 'type' => 'string', 'format' => 'date-time', 'context' => array( 'view', 'edit' ), ), 'link' => array( 'description' => __( 'URL to the comment.' ), 'type' => 'string', 'format' => 'uri', 'context' => array( 'view', 'edit', 'embed' ), 'readonly' => true, ), 'parent' => array( 'description' => __( 'The ID for the parent of the comment.' ), 'type' => 'integer', 'context' => array( 'view', 'edit', 'embed' ), 'default' => 0, ), 'post' => array( 'description' => __( 'The ID of the associated post object.' ), 'type' => 'integer', 'context' => array( 'view', 'edit' ), 'default' => 0, ), 'status' => array( 'description' => __( 'State of the comment.' ), 'type' => 'string', 'context' => array( 'view', 'edit' ), 'arg_options' => array( 'sanitize_callback' => 'sanitize_key', ), ), 'type' => array( 'description' => __( 'Type of the comment.' ), 'type' => 'string', 'context' => array( 'view', 'edit', 'embed' ), 'readonly' => true, ), ), ); if ( get_option( 'show_avatars' ) ) { $avatar_properties = array(); $avatar_sizes = rest_get_avatar_sizes(); foreach ( $avatar_sizes as $size ) { $avatar_properties[ $size ] = array( /* translators: %d: Avatar image size in pixels. */ 'description' => sprintf( __( 'Avatar URL with image size of %d pixels.' ), $size ), 'type' => 'string', 'format' => 'uri', 'context' => array( 'embed', 'view', 'edit' ), ); } $schema['properties']['author_avatar_urls'] = array( 'description' => __( 'Avatar URLs for the comment author.' ), 'type' => 'object', 'context' => array( 'view', 'edit', 'embed' ), 'readonly' => true, 'properties' => $avatar_properties, ); } $schema['properties']['meta'] = $this->meta->get_field_schema(); $this->schema = $schema; return $this->add_additional_fields_schema( $this->schema ); } /** * Retrieves the query params for collections. * * @since 4.7.0 * * @return array Comments collection parameters. */ public function get_collection_params() { $query_params = parent::get_collection_params(); $query_params['context']['default'] = 'view'; $query_params['after'] = array( 'description' => __( 'Limit response to comments published after a given ISO8601 compliant date.' ), 'type' => 'string', 'format' => 'date-time', ); $query_params['author'] = array( 'description' => __( 'Limit result set to comments assigned to specific user IDs. Requires authorization.' ), 'type' => 'array', 'items' => array( 'type' => 'integer', ), ); $query_params['author_exclude'] = array( 'description' => __( 'Ensure result set excludes comments assigned to specific user IDs. Requires authorization.' ), 'type' => 'array', 'items' => array( 'type' => 'integer', ), ); $query_params['author_email'] = array( 'default' => null, 'description' => __( 'Limit result set to that from a specific author email. Requires authorization.' ), 'format' => 'email', 'type' => 'string', ); $query_params['before'] = array( 'description' => __( 'Limit response to comments published before a given ISO8601 compliant date.' ), 'type' => 'string', 'format' => 'date-time', ); $query_params['exclude'] = array( 'description' => __( 'Ensure result set excludes specific IDs.' ), 'type' => 'array', 'items' => array( 'type' => 'integer', ), 'default' => array(), ); $query_params['include'] = array( 'description' => __( 'Limit result set to specific IDs.' ), 'type' => 'array', 'items' => array( 'type' => 'integer', ), 'default' => array(), ); $query_params['offset'] = array( 'description' => __( 'Offset the result set by a specific number of items.' ), 'type' => 'integer', ); $query_params['order'] = array( 'description' => __( 'Order sort attribute ascending or descending.' ), 'type' => 'string', 'default' => 'desc', 'enum' => array( 'asc', 'desc', ), ); $query_params['orderby'] = array( 'description' => __( 'Sort collection by comment attribute.' ), 'type' => 'string', 'default' => 'date_gmt', 'enum' => array( 'date', 'date_gmt', 'id', 'include', 'post', 'parent', 'type', ), ); $query_params['parent'] = array( 'default' => array(), 'description' => __( 'Limit result set to comments of specific parent IDs.' ), 'type' => 'array', 'items' => array( 'type' => 'integer', ), ); $query_params['parent_exclude'] = array( 'default' => array(), 'description' => __( 'Ensure result set excludes specific parent IDs.' ), 'type' => 'array', 'items' => array( 'type' => 'integer', ), ); $query_params['post'] = array( 'default' => array(), 'description' => __( 'Limit result set to comments assigned to specific post IDs.' ), 'type' => 'array', 'items' => array( 'type' => 'integer', ), ); $query_params['status'] = array( 'default' => 'approve', 'description' => __( 'Limit result set to comments assigned a specific status. Requires authorization.' ), 'sanitize_callback' => 'sanitize_key', 'type' => 'string', 'validate_callback' => 'rest_validate_request_arg', ); $query_params['type'] = array( 'default' => 'comment', 'description' => __( 'Limit result set to comments assigned a specific type. Requires authorization.' ), 'sanitize_callback' => 'sanitize_key', 'type' => 'string', 'validate_callback' => 'rest_validate_request_arg', ); $query_params['password'] = array( 'description' => __( 'The password for the post if it is password protected.' ), 'type' => 'string', ); /** * Filters REST API collection parameters for the comments controller. * * This filter registers the collection parameter, but does not map the * collection parameter to an internal WP_Comment_Query parameter. Use the * `rest_comment_query` filter to set WP_Comment_Query parameters. * * @since 4.7.0 * * @param array $query_params JSON Schema-formatted collection parameters. */ return apply_filters( 'rest_comment_collection_params', $query_params ); } /** * Sets the comment_status of a given comment object when creating or updating a comment. * * @since 4.7.0 * * @param string|int $new_status New comment status. * @param int $comment_id Comment ID. * @return bool Whether the status was changed. */ protected function handle_status_param( $new_status, $comment_id ) { $old_status = wp_get_comment_status( $comment_id ); if ( $new_status === $old_status ) { return false; } switch ( $new_status ) { case 'approved': case 'approve': case '1': $changed = wp_set_comment_status( $comment_id, 'approve' ); break; case 'hold': case '0': $changed = wp_set_comment_status( $comment_id, 'hold' ); break; case 'spam': $changed = wp_spam_comment( $comment_id ); break; case 'unspam': $changed = wp_unspam_comment( $comment_id ); break; case 'trash': $changed = wp_trash_comment( $comment_id ); break; case 'untrash': $changed = wp_untrash_comment( $comment_id ); break; default: $changed = false; break; } return $changed; } /** * Checks if the post can be read. * * Correctly handles posts with the inherit status. * * @since 4.7.0 * * @param WP_Post $post Post object. * @param WP_REST_Request $request Request data to check. * @return bool Whether post can be read. */ protected function check_read_post_permission( $post, $request ) { $post_type = get_post_type_object( $post->post_type ); // Return false if custom post type doesn't exist if ( ! $post_type ) { return false; } $posts_controller = $post_type->get_rest_controller(); /* * Ensure the posts controller is specifically a WP_REST_Posts_Controller instance * before using methods specific to that controller. */ if ( ! $posts_controller instanceof WP_REST_Posts_Controller ) { $posts_controller = new WP_REST_Posts_Controller( $post->post_type ); } $has_password_filter = false; // Only check password if a specific post was queried for or a single comment $requested_post = ! empty( $request['post'] ) && ( ! is_array( $request['post'] ) || 1 === count( $request['post'] ) ); $requested_comment = ! empty( $request['id'] ); if ( ( $requested_post || $requested_comment ) && $posts_controller->can_access_password_content( $post, $request ) ) { add_filter( 'post_password_required', '__return_false' ); $has_password_filter = true; } if ( post_password_required( $post ) ) { $result = current_user_can( 'edit_post', $post->ID ); } else { $result = $posts_controller->check_read_permission( $post ); } if ( $has_password_filter ) { remove_filter( 'post_password_required', '__return_false' ); } return $result; } /** * Checks if the comment can be read. * * @since 4.7.0 * * @param WP_Comment $comment Comment object. * @param WP_REST_Request $request Request data to check. * @return bool Whether the comment can be read. */ protected function check_read_permission( $comment, $request ) { if ( ! empty( $comment->comment_post_ID ) ) { $post = get_post( $comment->comment_post_ID ); if ( $post ) { if ( $this->check_read_post_permission( $post, $request ) && 1 === (int) $comment->comment_approved ) { return true; } } } if ( 0 === get_current_user_id() ) { return false; } if ( empty( $comment->comment_post_ID ) && ! current_user_can( 'moderate_comments' ) ) { return false; } if ( ! empty( $comment->user_id ) && get_current_user_id() === (int) $comment->user_id ) { return true; } return current_user_can( 'edit_comment', $comment->comment_ID ); } /** * Checks if a comment can be edited or deleted. * * @since 4.7.0 * * @param WP_Comment $comment Comment object. * @return bool Whether the comment can be edited or deleted. */ protected function check_edit_permission( $comment ) { if ( 0 === (int) get_current_user_id() ) { return false; } if ( current_user_can( 'moderate_comments' ) ) { return true; } return current_user_can( 'edit_comment', $comment->comment_ID ); } /** * Checks a comment author email for validity. * * Accepts either a valid email address or empty string as a valid comment * author email address. Setting the comment author email to an empty * string is allowed when a comment is being updated. * * @since 4.7.0 * * @param string $value Author email value submitted. * @param WP_REST_Request $request Full details about the request. * @param string $param The parameter name. * @return string|WP_Error The sanitized email address, if valid, * otherwise an error. */ public function check_comment_author_email( $value, $request, $param ) { $email = (string) $value; if ( empty( $email ) ) { return $email; } $check_email = rest_validate_request_arg( $email, $request, $param ); if ( is_wp_error( $check_email ) ) { return $check_email; } return $email; } /** * If empty comments are not allowed, checks if the provided comment content is not empty. * * @since 5.6.0 * * @param array $prepared_comment The prepared comment data. * @return bool True if the content is allowed, false otherwise. */ protected function check_is_comment_content_allowed( $prepared_comment ) { $check = wp_parse_args( $prepared_comment, array( 'comment_post_ID' => 0, 'comment_author' => null, 'comment_author_email' => null, 'comment_author_url' => null, 'comment_parent' => 0, 'user_id' => 0, ) ); /** This filter is documented in wp-includes/comment.php */ $allow_empty = apply_filters( 'allow_empty_comment', false, $check ); if ( $allow_empty ) { return true; } /* * Do not allow a comment to be created with missing or empty * comment_content. See wp_handle_comment_submission(). */ return '' !== $check['comment_content']; } } Financial_setbacks_addressed_with_payday_loans_bad_credit_direct_lender_assistan - Eluxhire

Eluxhire

Financial_setbacks_addressed_with_payday_loans_bad_credit_direct_lender_assistan

Financial setbacks addressed with payday loans bad credit direct lender assistance provide immediate relief

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Understanding the Landscape of Short-Term Loans

The market for short-term loans is diverse, with various lenders offering different products and services. Navigating this landscape requires a degree of knowledge and discernment. Payday loans, specifically, are typically unsecured loans with relatively small amounts, ranging from $100 to $500, though this can vary depending on the lender and the borrower’s income. These loans are characterized by their short repayment terms, usually due on the borrower’s next payday – hence the name. Interest rates can be higher than those associated with traditional loans, reflecting the increased risk for the lender and the convenience for the borrower. It’s vital to compare offers from several lenders before committing to a loan agreement. Looking closely at the APR (Annual Percentage Rate) and associated fees is key to understanding the true cost of borrowing.

Beyond payday loans, other short-term options exist, such as installment loans and lines of credit. Installment loans offer a more extended repayment period, allowing borrowers to spread their payments over several months. Lines of credit provide greater flexibility, allowing borrowers to draw funds as needed and repay them over time. However, these alternatives may still involve higher interest rates and stricter eligibility criteria than traditional loans. The suitability of each option depends on the borrower’s individual circumstances and financial needs. Thorough research and a realistic assessment of one’s ability to repay are crucial steps in making an informed decision.

The Role of Credit Scores in Loan Approval

While payday loans are often marketed as “no credit check” loans, this isn't entirely accurate. Direct lenders generally perform some form of credit inquiry, although it often isn’t a comprehensive credit report pull like those conducted by traditional banks. Instead, they may utilize alternative credit data, such as banking transaction history and employment verification, to assess the borrower’s ability to repay. A lower credit score doesn’t automatically disqualify an applicant, but it may influence the loan amount, interest rate, and repayment terms they are offered. Lenders recognize that individuals with bad credit may still be responsible borrowers despite past financial challenges.

Focusing on rebuilding credit, even while needing a short-term solution, is a smart move. Paying bills on time, reducing outstanding debt, and avoiding new credit applications can gradually improve a credit score. There are also resources available to help individuals understand their credit reports and dispute any inaccuracies. A better credit score can open doors to more favorable loan terms in the future, potentially saving borrowers money on interest and fees. Understanding the impact of credit scores is essential for taking control of one's financial health.

Loan Type Typical Loan Amount Repayment Term Interest Rates (APR) Credit Check
Payday Loan $100 – $500 Until Next Payday (2-4 weeks) 391% – 600% Limited or Alternative
Installment Loan $500 – $5,000 3 – 24 months 100% – 400% Moderate
Line of Credit $1,000 – $10,000 Ongoing Variable, 8% – 36% Comprehensive

The table above provides a general comparison of different loan types. Remember that specific terms and conditions will vary depending on the lender and the borrower’s individual profile.

Navigating Direct Lenders vs. Brokers

When seeking payday loans bad credit direct lender assistance, a crucial decision lies in choosing between working with a direct lender or a loan broker. Direct lenders originate the loans themselves, meaning they fund the loan directly from their own capital. Brokers, on the other hand, act as intermediaries, connecting borrowers with a network of lenders. Both options have their pros and cons. Direct lenders often offer a more streamlined application process and potentially lower fees, as there’s no intermediary markup. They also tend to have more flexible terms and are more willing to work with borrowers who have less-than-perfect credit. However, finding a reputable direct lender can require more research and effort.

Loan brokers can save borrowers time and effort by presenting multiple loan offers from different lenders in one place. They can be particularly helpful for individuals who are unsure of which lender to choose or who have been rejected by other sources. However, brokers typically charge a commission or fee for their services, which can add to the overall cost of the loan. Additionally, some brokers may not represent all available lenders, potentially limiting the borrower’s options. Thoroughly researching and comparing both direct lenders and brokers is essential to finding the best loan terms and avoiding predatory lending practices.

Key Considerations When Choosing a Lender

Selecting the right lender requires careful consideration of several key factors. First and foremost, ensure the lender is licensed and regulated by the appropriate authorities. This ensures they adhere to certain ethical and legal standards, protecting borrowers from unfair practices. Second, thoroughly review the loan terms and conditions, paying particular attention to the interest rate, fees, and repayment schedule. Look for lenders who offer transparent and straightforward loan agreements, avoiding those with hidden charges or confusing language. Finally, read online reviews and check the lender’s reputation with consumer advocacy groups.

Look for lenders that provide excellent customer service and are responsive to inquiries. A trustworthy lender will be willing to answer your questions and address your concerns in a clear and helpful manner. Avoid lenders who pressure you to borrow more than you need or who make unrealistic promises. Remember, a responsible lender prioritizes the borrower’s financial well-being and will work with you to find a loan solution that fits your budget and needs. Don't be afraid to walk away if you feel uncomfortable with any aspect of the lending process.

  • Check for Licensing and Regulation
  • Review Loan Terms Carefully
  • Read Online Reviews
  • Assess Customer Service
  • Avoid Pressure Tactics

These points are essential when implementing a sound decision when leveraging short-term credit solutions.

The Application Process and Required Documentation

The application process for payday loans bad credit direct lender is generally quick and straightforward, often completed online. Most lenders require borrowers to meet certain eligibility criteria, including being a legal resident of the United States, having a valid form of identification, and demonstrating a stable source of income. The income requirement is typically based on a minimum monthly income threshold, though the specific amount can vary depending on the lender. Borrowers may also need to provide bank account details for the loan disbursement and repayment process. A checking account is often preferred, as it allows for automatic withdrawals, but some lenders may accept savings accounts.

Required documentation typically includes proof of identity, such as a driver’s license or passport; proof of income, such as pay stubs or bank statements; and proof of address, such as a utility bill or lease agreement. Some lenders may also request Social Security Number verification. The documentation requirements are designed to verify the borrower’s identity, assess their ability to repay the loan, and prevent fraud. Once the application and documentation are submitted, the lender will typically review the information and make a decision within a few minutes or hours.

Understanding Loan Approval and Disbursement

Upon approval, the lender will typically disburse the loan funds directly into the borrower’s bank account via electronic transfer. The funds are usually available within one to two business days, although some lenders may offer faster disbursement options. Before accepting the loan, carefully review the loan agreement and ensure you understand all the terms and conditions, including the interest rate, fees, and repayment schedule. Once you’ve accepted the loan, you are legally obligated to repay it according to the agreed-upon terms.

It’s essential to have a clear repayment plan in place before borrowing money. Consider your budget and ensure you can comfortably afford the monthly payments without straining your finances. If you anticipate difficulty repaying the loan on time, contact the lender as soon as possible to discuss potential options, such as a payment plan or a loan extension. Ignoring the issue or failing to communicate with the lender can lead to late fees, a negative impact on your credit score, and potential legal action.

  1. Verify Eligibility
  2. Gather Required Documentation
  3. Submit Application
  4. Review Loan Agreement
  5. Repay the Loan on Time

Adhering to these steps can help ensure a smooth and successful borrowing experience.

Managing Loan Repayment and Avoiding Default

Responsible loan repayment is crucial for maintaining a healthy financial standing and avoiding the negative consequences of default. The repayment terms for payday loans typically involve a lump-sum payment due on the borrower’s next payday. If you’re unable to make the full payment on time, contact the lender immediately to discuss potential options. Many lenders offer payment plans, loan extensions, or other forms of assistance to help borrowers avoid default. However, these options may come with additional fees or interest charges.

Avoiding default is essential for protecting your credit score and avoiding potential legal action. A default can significantly lower your credit score, making it harder to obtain loans, credit cards, and other financial products in the future. It can also result in collection calls, wage garnishment, and legal judgments. Proactive communication with the lender and a willingness to explore alternative repayment options are key to managing loan repayment and avoiding these serious consequences.

Long-Term Financial Health & Alternatives to Payday Loans

While payday loans bad credit direct lender options can provide short-term relief, they should not be viewed as a long-term solution to financial challenges. Building strong financial habits is essential for achieving long-term financial health. This includes creating a budget, tracking expenses, saving regularly, and avoiding unnecessary debt. Exploring alternative financial resources can also help prevent reliance on high-cost loans. Credit counseling services can provide guidance on debt management and budgeting. Community assistance programs can offer financial aid to individuals and families in need.

Improving financial literacy is also crucial. Understanding personal finance concepts, such as credit scores, interest rates, and investment options, can empower individuals to make informed financial decisions. Many online resources and workshops are available to help individuals enhance their financial knowledge. Taking control of your finances requires discipline, planning, and a commitment to responsible financial behavior. It's a journey, and even small steps can make a significant difference.